Institutional Investors

€5–30m

Ticket range

~80

Financed deals

<3%

Pass our due diligence

100%

Of deals monitored to exit

The segment

A segment defined by a financing gap

Real estate credit between €5m and €30m is a distinct and recurring segment of the market. Due diligence, appraisal and monitoring carry a largely fixed cost regardless of ticket size, which places the efficient scale of institutional origination desks well above €30m per deal.

Serving this segment to institutional standards requires a dedicated function: deal flow built for this ticket range, a repeatable underwriting process and monitoring through to exit. Yeldo operates that function, covering the segment to institutional standards, deal by deal.

Office towers packed along a city street, seen from below

Why YELDO

An operator built to absorb that cost

Yeldo has built the origination, underwriting and monitoring function that this segment requires, and runs it as a repeatable process on every operation, with the same due diligence package, appraisal standard and monitoring approach regardless of size. Yeldo’s own capital is invested in every deal it presents, and Yeldo remains in each deal until exit.

Glass office towers with lit floors at dusk

Capital structure

A single counterparty

Each operation presented by Yeldo includes Yeldo’s own capital, alongside the investor’s. Whatever other capital sits in the same instrument, the investor’s contractual relationship is with Yeldo, on terms defined at closing: a single accountable counterparty, rather than a group of parties to be underwritten separately.

Yeldo’s own capital in each deal
Yeldo invests alongside investors in every operation it presents, with the same due diligence and the same downside exposure, applied first to its own balance sheet. When investor capital enters, Yeldo’s is already invested.
Terms defined with Yeldo
Private qualified capital may co-invest in the same instrument. The investor’s position, seniority and terms are set contractually at closing, directly with Yeldo, regardless of who else participates in the deal.
One standard for all capital
Due diligence, appraisal and monitoring follow the same standard on every operation, independent of the capital sources involved. Each operation is underwritten once, to a single standard.

How we work

Institutional standards at mid-market scale

Origination, underwriting and monitoring run as one function, in-house, on every operation Yeldo presents.

Disciplined origination

Fewer than 3% of the operations screened pass Yeldo’s due diligence. Operations presented to investors have been filtered against the same criteria Yeldo applies to its own capital, which is invested alongside investors in every deal.

A full underwriting package

Independent due diligence, double appraisal, holdback structures and explicit downside scenarios, delivered as a complete package at first contact rather than assembled during the review.

Monitoring and reporting

Periodic reporting to committee standard, active monitoring of covenants and milestones, and direct intervention (refinancing, restructuring) if an operation deviates from plan. Yeldo remains in every deal until exit.

How to invest

Every deal in one platform

Once access is granted, each transaction is presented with its own documentation: term sheet, independent appraisal and scenario analysis.

Investors can subscribe through their bank or directly on the platform, on the same documentation and terms.

For the life of the transaction, the platform provides quarterly reporting until repayment: outstanding balance, cash flow received and any change to the timeline.

See how a deal is documented

Arzachena — Senior secured bond

Live · Reporting

Pitch
Docsend
Final terms
PDF
Base private placement memorandum
PDF
Cost information sheet
PDF

Selected transactions

Transactions financed by Yeldo

Every transaction Yeldo finances follows the same process: origination, underwriting, structuring and monitoring to repayment. The table lists property, instrument, deal size, geography and asset class.

Property	Instrument	Deal size	Geography	Asset class
Monaco	Senior Loan	€22m	Monaco	Residential
Mas den Bruno	Senior Loan	€9m	Priorat, Spain	Hospitality
Giannone	Mezzanine Bond	€6m	Milan, Italy	Residential
Marbella	Senior bridge Loan	€15m	Marbella, Spain	Branded Residences
Certosa	Senior Loan	€13m	Milan, Italy	Student housing / co-living

The people

The expertise behind every deal

Yeldo's investment professionals have underwritten and closed more than 2,000 real estate transactions, worth over €100bn, inside leading European institutions, the same team now applies that discipline to the mid-market.